I W FUNDING INC.
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Terms & Conditions

Last updated: January 1, 2025

Acceptance of Terms

By accessing and using the website of I W FUNDING INC ("Company," "we," "us," or "our") at iw-funding.com, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Description of Services

I W FUNDING INC is a direct lender providing business funding services, including working capital loans, revenue-based financing, equipment financing, and business expansion funding. Our services are offered to qualified businesses and are subject to application approval and underwriting criteria.

Eligibility

To use our services, you must be at least 18 years of age, have the legal authority to enter into binding agreements, and represent a legitimate business entity. By submitting an application or inquiry, you represent that all information provided is accurate and complete.

Use of Website

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. You may not:

  • Use the website for any fraudulent or unlawful purpose
  • Attempt to gain unauthorized access to any portion of the website
  • Transmit any harmful or malicious code
  • Reproduce, duplicate, or copy any material from this website without express written permission

Application and Funding Process

Submitting an inquiry or application through our website does not guarantee funding approval. All funding decisions are made at the sole discretion of I W FUNDING INC based on our underwriting criteria. Terms, rates, and conditions of any funding arrangement will be outlined in a separate written agreement.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of I W FUNDING INC and is protected by applicable intellectual property laws. You may not use, reproduce, or distribute any content from this website without our prior written consent.

SMS Terms & Conditions

If you opt in to receive SMS or text messages from I W FUNDING INC, the following additional terms apply:

By providing your mobile phone number and expressly consenting on our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from I W FUNDING INC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.

  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Rates: Message and data rates may apply. Contact your mobile carrier for details about your messaging plan.
  • Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive a final confirmation message and will no longer receive SMS messages from us unless you re-subscribe.
  • Help: Reply HELP to any message for assistance, or contact us at isaac@iw-funding.com.
  • Consent: Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to use our services or receive funding.

Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Service may not be available on all carriers. I W FUNDING INC is not responsible for delayed or undelivered messages.

Limitation of Liability

To the fullest extent permitted by law, I W FUNDING INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount of fees paid by you to us in the twelve months preceding the event giving rise to the claim.

Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Indemnification

You agree to indemnify, defend, and hold harmless I W FUNDING INC, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the website or violation of these Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in Kings County, New York.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the website after any modifications constitutes acceptance of the revised terms.

Contact Information

For questions about these Terms and Conditions, please contact us:

I W FUNDING INC
4201 Fort Hamilton Parkway
Brooklyn, NY 11219
Email: isaac@iw-funding.com

I W FUNDING INC.

Enduring capital for Brooklyn businesses. A family-owned direct lender grounded in trust and built for the long haul.

4201 Fort Hamilton Parkway
Brooklyn, NY 11219

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